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FAQ

Regarding auto insurance, how long does a person need to keep an SR-22 after a DUI in California?
The minimum filing period for an SR-22 in California is 3 years.This can be longer depending on the amount and severity of your violations, which will be determined by a judge.Filing an SR22 for the set amount of time allows you to keep or eventually get your license back after repeated or serious violations.Your SR22 can even be extended for a longer period of time if you commit another SR22 worthy violation during your initial sentenced period.An SR-22 does NOT expire unless your insurance is cancelled whether from missing payments, forgetting to renew, or being denied renewal.Your insurance company is required by law to inform your DMV that you are driving uninsured and have not followed the requirements of your SR22.Your license will be suspended and you will face court fees, penalty fees, and reinstatement fees.As long as your insurance policy remains active, your SR22 will be valid for all 3 or more years it is required of you.To learn more about where to file an SR-22, feel free to read The Ultimate Guide to SR-22 Auto Insurance.
How much is SR-22 insurance?
A SR-22 filing is not an insurance policy, but rather a continuous verification of liability insurance between your insurance company and the DMV.  This filing is required when a licensed driver somehow neglects his/her driving or insurance obligations, either for getting caught driving without insurance, driving under the influence, or some other serious infraction. The DMV will then require that driver prove that they have liability insurance in order to maintain (or reinstate) a valid license.When you purchase an insurance policy, you inform the agent/underwriter that a driver to be insured on the policy requires a SR-22 filing.  They will charge a surcharge for the filing, generally around $25.  When the policy goes into effect, the insurance company electronically issues the SR-22 filing for the driver directly to the DMV.  If the policy cancels or lapses for any reason, the insurance company will then electronically cancel the filing, thus immediately informing the DMV that the driver no longer has valid insurance.  If a replacement SR-22 is not filed immediately (i.e. if a new policy is not put in place for that driver), the DMV will suspend the driver's license for failure to maintain liability insurance.To directly answer the question, "SR-22 insurance" is not inherently expensive, as the filing itself only costs around $25.  However, since a driver who requires a SR-22 filing is, by definition, no longer a good driver (Prop 103), the cost of obtaining a normal insurance policy will be much more expensive than an insurance policy for a driver with a clean driving record.
How do I file a California SR-22 form?
You cannot file an SR-22 form on your own. You need to go through your current auto insurance company to ensure authenticity to the DMV.You must call your insurance agent immediately to have them file it for you. If they can't file one for you, you'll have to find a non-standard insurance company who can.Non-standard companies insure drivers who have a higher level of risk, drivers considered the most likely to cause an accident, file claims, or have moving violations like DUI’s.For a complete list of insurance companies who can file an SR-22, feel free to check out The Ultimate Guide to SR-22 Auto Insurance.If your provider does not appear on the non-standard list begin to get quotes from non-standard companies that operate in your area.You cannot cancel your current insurance policy until you have a new policy with a SR-22.Cancelling your policy before you have a new one will void your SR-22 and you'll be faced with fines and a suspended license.Once you found a new policy, call your current provider to discuss cancellation, with full-disclosure of your SR-22.
How long SR-22 stays on your insurance and how to remove it?
That's a jurisdictional matter. It depends on state law and possibly what the judge said when imposing sentence.Normally the requirement falls off automatically. Early removal is nearly impossible in most states.
How are SR-22 forms used in Farmers Insurance?
SR-22 forms are used by Farmers (and all Auto Insurance companies) to keep the Department of Motor Vehicles advised when a person who is required to maintain Auto Liability Insurance (due to a DUI conviction, or uninsured accident) has an in-force policy (and also, when that policy goes out of force whether due to non-payment of premium or any other reason).  Failing to maintain required minimum Liability Insurance will (in most states) result in license and/or vehicle registration suspension or revocation.
Who can help me to apply for SR-22 insurance?
When you’re applying for SR22 insurance, you should work with a qualified professional who can ensure that your application process is successful and that you follow all of the guidelines required by the regulatory agency. Working with a company such as SR22 Bond of Ohio can be critical during this process. The company can not only help ensure that you achieve the level of coverage required but can also help you to reduce the cost of the insurance.SR22 Bond of Ohio has worked with many different clients in recent years to help them get back on the road with the full level of coverage they require. The company has years of experience as insurance professionals and can help to answer your questions and make sure you have the SR22 insurance policy you require to satisfy the legal coverage standards.To learn more about SR22 insurance and the application process, call SR22 Bond of Ohio today.
How long does it take to fill out University of California TAG?
It should not take more than an hour. I strongly suggest you complete it with a college counselor so you are taking the correct courses.The TAG agreement is a wonderful partnership between CA community colleges and the UC system, so take advantage of this service.